There are a numerous finance options for new build houses. Shared equity, also known as ‘equity appreciation’ can be a possibility. This is where you and developer share the appreciation of value in the property. Shared ownership may also be an option.

If the property is suitable security for a mortgage, then lenders most probably will be interested, particularly if the developers are offering discounts or builder incentives (not all lenders will accept a builder’s deposit). Some lenders are also willing to extend the offer period from the standard 3 months to a more generous 6 months to twelve month period.

 

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