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Terms & Conditions ©

Critical Illness Cover (CIC) is designed to pay the insured a lump sum on diagnosis of a critical illness. Payment is made regardless of whether or not the insured makes a full recovery from the illness.

Each life insurance company has a list of illnesses which they consider to be a critical illness and which they will, in normal circumstances, insure against.

The life company will agree with the insured which illnesses they are covered against prior to any policy starting and going into force. Critical illness cover is also known as serious illness insurance, crisis cash and living assurance. Funds from a Critical Illness payout may include:

 

 

I've read and agree the Rainbow Group Terms and Conditions.

Insurance Details

Do you smoke?YesNo

Benefit TypePlease selectLifeCritical IllnessLife & Critical Illness

Term of InsurancePlease selectWhole of life30 years29 years28 years27 years26 years25 years24 years23 years22 years21 years20 years19 years18 years17 years16 years15 years14 years13 years12 years11 years10 years9 years8 years7 years6 years5 years4 years3 years2 years1 years

Amount of CoverPlease select1 million+999,999 - 950,000949,999 - 900,000899,999 - 850,000849,999 - 800,000799,999 - 750,000749,999 - 700,000699,999 - 650,000649,999 - 600,000599,999 - 550,000549,999 - 500,000499,999 - 450,000449,999 - 400,000399,999 - 350,000349,999 - 300,000299,999 - 250,000249,999 - 200,000199,999 - 150,000149,999 - 100,00099,999 - 50,000Less than 50,000

Repayment TypePlease selectLevelDecrease

Premium TypePlease selectReviewableGuaranteed

Monthly Budget (£)

paying for the cost of treatment or care

paying for recuperation aids

Pay off debts that may occur due to loss of income

Replace lost income due to decreasing ability to earn a living

Fund a change in lifestyle